Working on the finances

I really like my Kindle and it might be worth it's price in just the free e-books I can download and read. One I am reading and re-reading is Living Rich by Spending Smart by Greg Karp and although I am already doing some of the things advised or mentioned in the book, I will be doing more.
One of the things I do need to do is put in writing why I feel I have so much financial debt,who I came to build up that debt load and the mistakes or poor choices and why I made them.
So, today I am starting that. I know I spend money or credit when I am feeling sorry for myself or am rewarding myself. That is something I need to look at closer and sort out my feeling in a hot tub instead of on line shopping trips.Adding to my debt load or spending money that needs to pay down bills or buy food does not gain me anything positive.
Another problem has been my choices of men in my life,I have made some costly choices there since my divorce from Sam, that was probably the start. So, debts have built up, poor choices have continued and I have spent $$ on men that really should have never been in my house, my life or gotten a dime spent on them.
Losers, I have a long history of dating and living with losers, of picking men I can 'fix' or take care of, and I use my money to fix things for them, buy them gifts, pay bills for them or help support them. Mike Ferrin was the last on that list and I hope I am breaking that habit.
And supporting my adult son, Ben has been a real financial drag, it's costly and it does not make his life or mine better. He needs to take care of himself, and I need to quit letting him live off me. That is one thing I am doing now, he's out of the house now, some of his stuff is still here but I did change the locks and he does not have a key to the new locks.
I am getting close to a settlement with State Farm on the auto accident from last year and by state law the max they can be made to pay me is the policy value per accident, less the costs. This is 3x the max medical per person, and I do have a legal right to request that be paid instead of settling for the medical which after my medical bills and lost wages, what I have to pay back to Cargill for the disability I got from them will give me very little cash.
I'm managing now so putting off a settlement to gain what I am legally entitled to is the wise choice.
Now that Ben is out I am finding my household bills are less, that is helping and I have some medical bills paid off, Larry feeds me some, he is not a drain on my finances or heart.
It's going to be a long and hard haul but I am working on smarter choices and thinking more about how I got to where I am financially, not counting the accident it's self but the spending of the past 16+ years and what it's done to me.
Hard look at myself and I don't like what I see, but only by looking at past choices and analyzing them will I be able to get my financial house into a livable order and prepare for my growing old and fixed income and live on that.