It keeps raining, the roof keeps leaking, I can't work on the yard work needing done, I did get the settlement done and the bank 'froze' the check, so the deposit on the air cond work was overdrafted.
I did call, and yes, the check is good, the funds are there but it's their policy to hold it for 2 days before crediting it to my account. I should have cashed the check and then put the damn cash into my checking account.
It sure fouls up my getting things done, and sure does not help my credit..I know I have not been keeping my checking account in good balance since this accident and I do know how much of that is my fault, but the insurance check was drawn on a chase account and so they Knew it was good. A lot of banks credit the funds that day to your account...and I can and might change banks..
But I will get my financial house in solid order, keep a checkbook in good order again and get my head out of my ass when it comes to money management. I am getting my life back into working order, now I need to get my finances in working order and keep them that way.
It does keep me from spending much money today, and I am in a snit with the weather, the bank, the house, so it is a good day for me to be stupid about finances. . .
I do have chili cooking, didn't have any onion to put in as I planned to cook at Larry's and he had an early dr. appointment in Quincy so wasn't home and had the place locked. Not a problem for me really but it would have been nice to have an onion to add to the pot.
Work is going ok, and I have been getting price quotes on spiral stair cases for the house as it looks like I can afford to get that now. I also priced a deck and am going to get a bid/price quote on the heating and cooling for the attic, there might be a way to afford that too, or part of it.
And it looks like the cloud cover is breaking up some, I am so tired of rain, the roof leaking, not being able to ride my little bike, not being able to work in the garden any amount.
I will get through this, I will get control of my finances and my moods and will be not out playing all weekend for the next weekend or 2 and get more done.
Wednesday, June 22, 2011
Thursday, June 2, 2011
Just thinking
It's a rainy day here, the truck is down at the shop for oil change and the air cond. work, it looks like it is done, the little bike is wet, poor Honda Passport needs a shelter but I am not sure when I will get something built for it.]
I would like to hear from State farm and get this settlement done, and I would like more contractors come/make appointments to look at the work here. I will call Monday if I have not heard anything. It needs done.]
And once again A.M. got walked out, the other 2nd shift supply clerk who really should have been terminated long ago. When he threw the pallet at my back, when he was seen by management, on his cell phone, over and over, during working hours, in supply.]
And a long list of things, but I would not bet any $$ on his actually loosing his job. I don]'t know who he has pull with or if he just intimidates people.]
The frock room job is a challenge and I don't yet love my job the way I loved my supply job but it is physically easier on me, not as hard and more money and benefits so that is all positive.
My life is going ok now, it has taken me a long time to get as stable as I am now and the finances are still very tight and rocky but I am working on improving that.]
And on some of the other small things, making peace with my poor choices in the past, controlling my finances better, my moods better.]
My huge credit debt has me living in near poverty and I know it is my doing, I made the choices that grew that debt, can't blame some man as it was not their credit or debit card that was used. . gifts, helping out, being nice, all that stuff I have done in the past and am working on NOT doing now, the guys I have been involved with and my sons, or more accurately, my #2 son.
Years ago it was the men I was involved with and my daughter and her children but I moved away, we fought and she told me to get out of her life and stay out. And for a change I did that, it was not the first time she had pushed me out but it was the time I finally held my ground and stayed out and quit letting her milk me or letting her sucker me out of money.]
Well, I have things here I need to get done and sitting here does not get a thing done so it's time to shut this down and get busy.
I would like to hear from State farm and get this settlement done, and I would like more contractors come/make appointments to look at the work here. I will call Monday if I have not heard anything. It needs done.]
And once again A.M. got walked out, the other 2nd shift supply clerk who really should have been terminated long ago. When he threw the pallet at my back, when he was seen by management, on his cell phone, over and over, during working hours, in supply.]
And a long list of things, but I would not bet any $$ on his actually loosing his job. I don]'t know who he has pull with or if he just intimidates people.]
The frock room job is a challenge and I don't yet love my job the way I loved my supply job but it is physically easier on me, not as hard and more money and benefits so that is all positive.
My life is going ok now, it has taken me a long time to get as stable as I am now and the finances are still very tight and rocky but I am working on improving that.]
And on some of the other small things, making peace with my poor choices in the past, controlling my finances better, my moods better.]
My huge credit debt has me living in near poverty and I know it is my doing, I made the choices that grew that debt, can't blame some man as it was not their credit or debit card that was used. . gifts, helping out, being nice, all that stuff I have done in the past and am working on NOT doing now, the guys I have been involved with and my sons, or more accurately, my #2 son.
Years ago it was the men I was involved with and my daughter and her children but I moved away, we fought and she told me to get out of her life and stay out. And for a change I did that, it was not the first time she had pushed me out but it was the time I finally held my ground and stayed out and quit letting her milk me or letting her sucker me out of money.]
Well, I have things here I need to get done and sitting here does not get a thing done so it's time to shut this down and get busy.
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