rainand bank policy

It keeps raining, the roof keeps leaking, I can't work on the yard work needing done, I did get the settlement done and the bank 'froze' the check, so the deposit on the air cond work was overdrafted.

I did call, and yes, the check is good, the funds are there but it's their policy to hold it for 2 days before crediting it to my account. I should have cashed the check and then put the damn cash into my checking account.
It sure fouls up my getting things done, and sure does not help my credit..I know I have not been keeping my checking account in good balance since this accident and I do know how much of that is my fault, but the insurance check was drawn on a chase account and so they Knew it was good. A lot of banks credit the funds that day to your account...and I can and might change banks..

But I will get my financial house in solid order, keep a checkbook in good order again and get my head out of my ass when it comes to money management. I am getting my life back into working order, now I need to get my finances in working order and keep them that way.

It does keep me from spending much money today, and I am in a snit with the weather, the bank, the house, so it is a good day for me to be stupid about finances. . .

I do have chili cooking, didn't have any onion to put in as I planned to cook at Larry's and he had an early dr. appointment in Quincy so wasn't home and had the place locked. Not a problem for me really but it would have been nice to have an onion to add to the pot.

Work is going ok, and I have been getting price quotes on spiral stair cases for the house as it looks like I can afford to get that now. I also priced a deck and am going to get a bid/price quote on the heating and cooling for the attic, there might be a way to afford that too, or part of it.

And it looks like the cloud cover is breaking up some, I am so tired of rain, the roof leaking, not being able to ride my little bike, not being able to work in the garden any amount.

I will get through this, I will get control of my finances and my moods and will be not out playing all weekend for the next weekend or 2 and get more done.